HOW IT WORKS

In detail.

Four steps. How they work inside.

THE ESSENTIALS

What F3RMI does for you.

06:30 · OVERNIGHT

While you sleep, someone is reviewing for you.

F3RMITODAY · 9:00

TODAY'S SIGNAL

NV
NVDANVIDIA Corp.
$892+12.4%
3M TARGET·$1,020·CONFIDENCE87%
Blackwell Ultra confirmed. 12-month backlog. Gross margin at record high.

Your analyst reads earnings, models scenarios and filters noise. All night. Without you asking.

07:00 · YOUR BRIEF

At dawn, your brief on the desk.

TSLAANALYSIS
Basic
Intermediate
Advanced

Tesla has posted 4 quarters of declining deliveries. Gross margin at 14.6%, the lowest since 2020. BYD is gaining share in China. Weak backlog.

Model sees −14.4% at 1 month, −18% at 3 months. Confidence 72%.

Earnings
Beat ✓
Margin
14.6%
Risk
Medium

One clear recommendation, with thesis and risk. The same brief a private banker would hand you in five minutes — without the small talk.

07:15 · YOUR QUESTIONS

Ask whatever you want.

LorentzOnline
How would raising NVDA to 30% affect my portfolio?
Your tech exposure would go from 52% to 68%. Beta moves from 1.12 to 1.34. Max expected drawdown increases by +3.2%.
Outside your moderate profile. Want me to suggest a defensive rebalance?
Yes.

Can NVIDIA survive a bad quarter? What if I sell Apple? Answers with real data, knowing your portfolio, no newsroom opinions.

07:30 · YOUR PORTFOLIO

And watches over your wealth.

YOUR PORTFOLIO+4.2% (30d)
€28.400· Moderate-aggressive
NVDA
32%+8.4%
TSLA
18%-2.1%
MSFT
14%+3.2%
META
12%+5.6%
Lorentz suggests

68% techoverweight. Rotate 8% into ADBE or V to reduce beta.

Flags any drift, rising risk, or a fresh signal touching something you already hold.

DESIGN

Designed to be read fast.

No dashboards with a hundred buttons. No jargon. What matters, at a glance.

01

Plain language.

If you need a dictionary to read us, we failed. We speak like a friend who knows markets, not like a bank.

02

Three depths, your call.

Basic when you're in a rush. Intermediate when you care. Advanced when you want to go deep. Each level adds, doesn't replace.

03

Dark by default.

Because you spend hours reading. Because data pops better. And because yes, it also looks beautiful. Light mode when you want.

VOICES

What early users are saying.

Names changed. Real stories from the closed beta.

I used to juggle three apps and still had no idea what to buy. F3RMI tells me where to look and why — in five minutes a day.
Pilar, 42
Architect · Madrid
I've been reading research reports for years. F3RMI sums them up in three lines without losing what matters. This should have existed years ago.
David, 38
Retail investor · Barcelona
I asked Lorentz how rotating to defensives would play out, and it answered with data from my actual portfolio, not generic lines. That's what hooked me.
Laura, 29
Product designer · Valencia
THE MODEL

How does our model work?

No magic. No smoke. Three steps you can explain to your mother.

  1. Collects data.

    Every day it pulls price, trading volume, financial results and company news.

  2. Finds patterns.

    It compares the current situation against thousands of similar ones in history to surface patterns that tend to repeat.

  3. Generates an estimate.

    From those patterns, it estimates where the price could be at 1 and 3 months. It is not a precise prediction; it is a probability-based estimate.

No signal is a certainty. What you get are reasoned probabilities — the final call is always yours.

FREQUENT QUESTIONS

What people ask.

06:30 · OVERNIGHT

07:00 · YOUR BRIEF

07:15 · YOUR QUESTIONS

07:30 · YOUR PORTFOLIO

Another question? Lorentz answers it inside the product.

Tomorrow at 9:00, it's already analysed.

Start free. No card, no catch.

Try for free →